Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) 2023
The Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) has been approved to streamline medical reimbursement procedures for government employees and pensioners . The scheme aims to provide a hassle-free experience to beneficiaries by processing all medical reimbursement claims via an online portal of Atal Amrit Abhiyan Society .
The following are the features of the scheme:
- Government employees/pensioners will be able to undergo treatment at any public/private hospital registered under Clinical Establishment Act and has necessary infrastructure and facilities (to be framed by Atal Amrit Abhiyan Society in consultation with the Government) .
- Provision for Single Admissibility Board headed by CEO of Atal Amrit Abhiyan Society with members including officers drawn from Medical Education & Research, Health & Family Welfare and Finance departments, besides medical specialists from Medical Colleges .
- Medical reimbursement under MMLSAY will be done at Central Government Health Insurance Scheme (CGHS) rates .
The scheme is expected to benefit government employees and pensioners by providing them with a wider range of hospitals to choose from and a more streamlined reimbursement process. However, it is important to note that the scheme is still in its early stages and may face implementation challenges .
The Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) has several advantages and disadvantages. Here are some of them:
Pros:
- The scheme aims to provide a hassle-free experience to beneficiaries by processing all medical reimbursement claims via an online portal of Atal Amrit Abhiyan Society .
- Government employees/pensioners will be able to undergo treatment at any public/private hospital registered under Clinical Establishment Act and has necessary infrastructure and facilities .
- Medical reimbursement under MMLSAY will be done at Central Government Health Insurance Scheme (CGHS) rates .
Cons:
- The scheme is still in its early stages and may face implementation challenges .
- The scheme may not cover all medical expenses incurred by the beneficiaries .
- The scheme may not be accessible to all beneficiaries due to lack of awareness or technical know-how .
It is important to note that the scheme is expected to benefit government employees and pensioners by providing them with a wider range of hospitals to choose from and a more streamlined reimbursement process . However, the scheme’s success will depend on its implementation and effectiveness in addressing the challenges faced by the beneficiaries.